About us

We are an directly authorised broker based in London. With over 30 years’ experience in arranging life insurance, and access to great discounts on branded polices, we’re the broker of choice for over 25,000 people in the UK.

Get Your Quote.

About us

Some of the great reasons to choose Approved Life:-

  • Protected over 25,000 people since 2013.
  • Often cheaper than going direct.
  • Get £100 cash back for each friend or family member you refer to us, (must hold a policy for at least 3 months).
  • 30 years industry experience.

With Approved Life you also get access to your own dedicated account manager, so whether you need to review your policy or your circumstances change, just give us a call.

Estimator

Calculate your policy option.
  Approved Life Direct Provider
Cover From £5PM
(10 year term based on a 28 year old, non-smoker)
Yes Yes
Get Cover In Just 15 Minutes Yes Yes
Numerous Other Insurance Pruducts Yes Yes

Get £100 cash back for each friend or family member you refer to us, (must hold a policy for at least 3 months).


Yes


No

Designated Account Manager Yes No
Free Trust Writing Service Yes No
Free Annual Policy Review Yes No

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The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
  • We offer products from a range of insurers for term assurance and critical illness cover.
  • We only offer products from a limited number of insurers for whole of life, income protection, private medical insurance and home insurance. A list of the insurers we offer insurance from is available upon request.
  • We only offer products from One Family for non-underwritten whole of life plans.
  • We will advise and make a recommendation for you after we have assessed your needs.
  • You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations.

This depends on the type of business and the circumstances of the claim.

Insurance

For firms declared in default on or after 3 July 2015, protection is at 100% where claims:

  • a) arise in respect of a liability subject to compulsory insurance; or
  • b) arise in respect of a liability subject to professional indemnity insurance; or
  • c) arise from the death or incapacity of the policyholder due to injury, sickness, or infirmity including contracts for Long Term Insurance such as Long Term Care, pensions and annuities

Protection is at 90% where claims arise under other types of policy with no upper limit.

Further information about compensation scheme arrangements is available from the FSCS. Visit www.fscs.org.uk or 0800 678 1100.

  • A fee.
  • We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the provider.

You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.

Approved Life is a trading style of SHK Finance Limited, who are authorised and regulated by the Financial Conduct Authority under registration number 579963

Our permitted business is insurance mediation. You can check this on the FCA’s register by visiting the FCA’s website www.fsa.gov.uk/register/ or by contacting the FCA on 0800 111 6768

If you wish to register a complaint, please contact us: By email: complaints@shkfinance.co.uk In writing: Complaints Department, Approved Life, 1st Floor, Unit A, Marlborough Business Centre, George Lane, South Woodford, London, E18 1AD

By phone: Telephone us on 0800 002 9479

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

Call Back Service

We'd be happy to call you to discuss your cover requirements, fill out the form and we'll call you straight back

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